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Loan repayment calculator

Move the sliders to see how the amount, rate, period and repayment frequency change your estimated instalment.

Your figures

Adjust to suit your plan

Estimated repayment GH₵ 0.00 Monthly
Principal (amount borrowed) GH₵ 0.00
Estimated total interest GH₵ 0.00
Number of payments 0
Estimated total repayable GH₵ 0.00
Disclaimer. The calculator provides an estimate only. The interest rate shown is the one you selected — it is not a rate offered or advertised by VIVA BAAF. The actual loan amount, interest, fees, repayment schedule and other terms will be determined following assessment and stated in the applicable loan agreement.
Understanding the numbers

How this estimate is calculated

Equal instalments

The estimate assumes equal instalments on a reducing-balance basis over the period you choose, with the rate applied as an annual nominal rate.

Frequency changes the count

Choosing weekly or fortnightly repayments spreads the same period across more, smaller payments. The number of payments updates as you switch.

Fees are not included

Any applicable fees or charges are not part of this estimate. They will be disclosed to you before acceptance and set out in your loan agreement.

Let's talk about the real numbers

Bring your figures to our office and we will assess what is achievable for your circumstances.

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