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VIVA BAAF logo VIVA BAAF Micro Credit Enterprise

Privacy & data protection

How VIVA BAAF Micro Credit Enterprise collects, uses and protects the information you provide.

Notice for VIVA BAAF. This page reflects the content supplied in your website content document. Before publication, please have a Ghana-qualified legal or privacy professional review it so that it fully meets the requirements of the Data Protection Act, 2012 (Act 843) and any other obligations that apply to your business.

Our commitment

VIVA BAAF Micro Credit Enterprise respects the privacy of customers and applicants. We recognise that the information you share with us during an enquiry or a loan application is personal and sensitive, and we treat it accordingly.

Information we collect

Information collected through this website or the loan application process may include:

  • Identification information
  • Contact information
  • Employment information
  • Income information
  • Business information
  • Other information necessary to assess and administer loan applications

How information is used

Information may be used to:

  • Process applications
  • Verify the information provided
  • Assess creditworthiness
  • Manage customer accounts
  • Communicate with customers
  • Process repayments
  • Meet applicable legal and regulatory obligations
  • Protect the business and its customers against fraud and misuse

Handling & security

Customer information should be handled securely and only used for legitimate business purposes, in accordance with applicable Ghanaian data-protection requirements.

A note on this website. Where an online form is used to send us your details, please only submit information you are comfortable sharing through that channel. For anything highly sensitive, you are always welcome to visit our office in Adoagyiri, Nkawkaw instead.

Questions about your information

If you have a question about how your information is handled, please contact us:

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Thank you.