Loan products built around real needs
Three credit facilities for salary workers, small business owners and individuals — each assessed individually against your circumstances and ability to repay.
Salary Worker Loan
Designed for eligible employees with a regular income.
Applicants may be required to provide valid identification, employment information, proof of income or salary, residential information, contact information and guarantor information where applicable.
What you may be asked to provide
- Valid identification
- Employment information
- Proof of income or salary
- Residential information
- Contact information
- Guarantor information where applicable
Possible uses
- Stock purchases — restocking goods for resale
- Working capital — day-to-day trading needs
- Business expansion — growing what already works
- Equipment or business assets
Small Business Loan
Designed for eligible small business owners such as traders, shop owners, self-employed individuals and other entrepreneurs.
Whether you are restocking your shop, covering a gap in working capital or investing in equipment, we assess your business circumstances and your ability to repay before making any offer.
Individual Loan
Designed for eligible individuals with genuine financial needs.
Applications may be assessed based on identity, income, ability to repay, existing obligations, loan purpose, credit history where applicable and guarantor information where required.
How applications are assessed
- Identity
- Income and ability to repay
- Existing obligations
- Loan purpose
- Credit history where applicable
- Guarantor information where required
Not sure which product fits?
Talk to our team. We will listen to your situation and point you to the facility that suits it best.